Auto & Home
Insurance
Auto Insurance
There's a lot to know about car insurance.  From learning all the reasons it protects
you, your family and your car...to choosing the right auto insurance company...to
deciding what coverage options are right for you.
What are my coverage options?

You can think of car insurance as helping to serve a few basic needs, and that's how
this information is split up.
Protect yourself and your family

  •     Liability Coverage - typically helps protect you for damage to others if
    your at fault in a covered accident.

  •     Medical Payments Coverage - typically helps provide payments for your
    reasonable and necessary medical treatment for bodily injury caused by a
    covered accident.

  •     Uninsured/Underinsured Motorist Coverage - typically helps protect
    you for covered damage caused by drivers who don't have auto insurance or
    don't carry enough auto insurance.

Protect your car

  •     Collision Coverage -typically helps pay to repair or replace your insured
    car after a covered accident.

  •     Comprehensive Coverage - typically helps pay for covered damages to
    your insured car resulting from a peril other than collision, such as theft,
    windstorm, hail, or flood, to name a few.

Now it's time to get an auto quote!
INSUR-MART LLC
1-208-888-2255
2572 N Stokesberry Ste 200
Meridian, Idaho 83646
Home Insurance
What are my coverage options?

Whether you rent or own your home, you've got a wide range of property insurance products and coverages to
choose from at INSUR-MART.

First, understand coverage elements common among property insurance policies:

  •     Personal Property - To protect movable personal property, mostly within your home.  Certain
    coverage limits apply.

  •     Family Liability Protection - To pay for covered damages which your legally obligated to pay.

  •     Guest Medical Protection - To pay medical expenses for your guest who are accidentally injured on
    your property as a result of a covered loss.

  •     Additional Living Expense - To pay the reasonable increase in living expenses if your home
    becomes uninhabitable after a covered loss.

Second, consider which policy is right for your living situation:

  •     House
  •     Mobilehome
  •     Renter
  •     Condominium

Third, personalize your policy with additional coverages such as:

  •     Replacement Cost Coverage - for many of your contents (subject to applicable underlying policy
    coverage limits).  In the event of a covered loss, you may be reimbursed for the cost you incur to replace
    many of your damaged contents with similar property, brand new.  Subject to the terms and conditions of
    your particular policy...including applicable deductibles and coverage limits.

  •     Scheduled Personal Property Coverage -  for increased protection for your personal property
    including but not limited to : jewelry, watches, fur, stamp and coin collection, fine arts, cameras, personal
    computers, and sport equipment.

  •     And many more including Flood and Earthquake Coverage. Contact your Insur-Mart agent for
    more information on the optional coverages available.

Now it's time to get a home quote!
Insur-Mart LLC
Insurance for Idaho
1-208-888-CALL
1-208-888-CALL
Low Price Leader!